Author Archives: igonzalez

Terms and Conditions – Meetings

By signing this form, I am confirming my interest in starting a business or making a monetary investment in a business, property, or land within the area of McAllen, Texas. I agree that the sole purpose of my visit to Texas is to attend my scheduled meeting with the McAllen Chamber of Commerce, on the defined date on this form and based on the time established by the Chamber. The McAllen Chamber of Commerce is not responsible for any non-business activity during your visit to McAllen, before or after our meeting.

Guide to Small Business COVID-19 Emergency Loans

As part of an end-of-year pandemic relief package, Congress has passed several changes to the Paycheck Protection Program (PPP) and created a “Second Draw” PPP for small businesses who have exhausted their initial loan. Other changes impact eligibility for initial PPP loans, the loan forgiveness process, and the tax treatment of PPP loans. Congress has also made changes to other programs – including Economic Injury Disaster Loans (EIDL Program), the Employee Retention Tax Credit, a Venue Grant program, and SBA loan programs –that will benefit small businesses. Here’s everything small business owners need to know now: Contents: How Do These Changes Impact My Existing PPP Loan? I Exhausted My Initial PPP Loan, How Does This Help Me? What If I Never Received a PPP Loan? Which Changes to Other Programs That May Help My Small Business Have Been Changed? Expanded Employee Retention Tax Credit EIDL Grants Grants for Shuttered Venue…

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Governor Abbott Filed Executive Order GA-26

Governor Abbott filed Executive Order GA-26. This executive order no longer singles out types of businesses that may operate, and instead generally authorizes all businesses to operate at a 50% indoor occupancy level. Some entities are excluded from the 50% limitation and one has a delayed start date.  The outline below is a summary of Executive Order GA-26. You may also visit the Open Texas Website for more information. Under Phase 3, effective immediately, all businesses in Texas will be able to operate at 50% capacity, with two exceptions. The following exceptions are listed below: Businesses that could previously operate at 100% can continue to do so, those are listed below: 1.  Businesses providing CISA services; 2.  Religious services, such as a church or house of worship 3.  Operations performed by a local government; 4.  Child care services; 5.  Youth camps; and 6.  Recreational sports programs for youth and adults Amusement parks can operate at…

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Updated Summary of the Paycheck Protection Program Established by the Coronavirus Aid, Relief, and Economic Security (CARES) Act

An article from Dykema Gossett PLLC The CARES Act has now been passed by both the House and the Senate and signed into law by the President on March 27, 2020. One of the highlights of the CARES Act for small businesses is the establishment of the Paycheck Protection Program (PPP). The PPP is an expansion of the existing SBA 7(a) loan program in an effort to provide eligible participants with access to up to $10 million (covered loans) for the period from February 15, 2020, through June 30, 2020, (covered period) as a way to keep their employees on the payroll to get through the COVID-19 crisis. Who is eligible? Among those eligible include: Businesses and qualified 501(c)(3) nonprofits with not more than 500 employees worldwide, or the applicable size standard for the industry as provided by the SBA, if that number is higher A business in the food…

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Walking Through the Valley of the Virus

These are unprecedented times. I sometimes refer to this as our moment walking through the “valley of the virus.” The most important thing to remember is that this is not our destination, but a moment we are walking through. We need to continue to strengthen our resolve and confidence and to replace the fear with facts. As a community and as a region, we are very resilient and retain a lot of “grit.” Our greatest asset is us, not resources, infrastructure, money, or connections, but our human spirit.   Here are a couple of things to remember:   Get the facts. There is so much misinformation on social media and in the rumor mill. Understand, everything you see on the internet is not true. Sometimes our human nature is to focus on the negative and the worst-case scenarios — let it go. Use your wisdom and discernment to wade through…

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Take Care Of Yourself During COVID-19

While we might know the symptoms of COVID-19 like the back of our extremely clean hand, it is important to be aware of the additional ways the virus can be impacting others. Through all of the doom and gloom, it is imperative that everyone remain mindful of their current state of mental health. With all of the stressors that come with a global pandemic, it is normal to feel like things are out of your control. But with a loss of control comes a feeling of hopelessness, and often times, it can be consuming. There may be increased fears about you or your loved ones contracting the virus, or fears about what the pandemic’s impact will have on your employment. Additionally, with public health restrictions in place like social distancing and other measures being taken to decrease face-to-face interaction, it is easy to feel increasingly isolated. While these are all…

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Coming Together During COVID-19

The last few weeks have been a trying time for communities everywhere. There’s no shortage of uncertainty while each passing day brings a new set of changes and disruptions to our day-to-day lives. In the weeks and months that follow, we will continue to see how the COVID-19 pandemic continues to play a role in our everyday functions, and what kind of lasting impacts it has on our lives moving forward. Despite every day seems like a flurry of bad news, misinformation and a rumor mill that won’t quit, there is reason to have hope in these uncertain times. Know for one, that this is but a passing moment in our history and eventually, as all things do, this will end. We will gather in crowded malls on a Saturday afternoon once again, and we will sit in packed theaters for the midnight premiere of the next great Hollywood blockbuster.…

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COVID 19 – Proposed Action by Congress

COVID 19 – Proposed Action by Congress Business Operation and Revenue Disruption The Administration and Congress should extend all tax and employee benefit filing and premium payment deadlines occurring on or after March 15, 2020 and before October 15, 2020 to give taxpayers additional time to file and remit payments through October 15, 2020.   The IRS should provide relief to obtain funding waivers for pension plan contributions through 2020.   Congress should provide a premium holiday in 2020 for the variable rate premium paid to the Pension Benefit Guaranty Corporation (PBGC). The PBGC single-employer program ended its 2019 fiscal year in a positive net position of $8.656 billion.   Congress should enact legislation that ensures employers who implement practices to reduce the risk of the Coronavirus in the workplace are protected against frivolous litigation.   The Administration should encourage regulators to provide financial institutions with flexibility regarding the credit…

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Government Affairs Council Meeting

The McAllen Chamber will host the next Government Affairs Council meeting on Thursday, January 9 at 12:00 noon to 1:00 p.m. at the Chamber, 1200 Ash Ave. Senator Eddie Lucio, Jr. and Representative Bobby Guerra will attend to talk about their upcoming 2020 elections. Chamber members who would like to attend and be part of the council, please RSVP with Gerry Garcia at 682-2871 or Lunch will be provided. The council will typically meet once a month to discuss issues that could affect the area’s business community.

The GoodPitch Competition

  The elevator pitch is the most powerful and concise description of you, your company, or your products boiled down to 2 minutes. It answers five basic questions, and it encourages the listener to request, “Tell me more.” The first step is to develop answers to the following questions: 1. What value do you provide? 2. How do you provide this value? 3. What is unique about your offer? 4. What is your target market? 5. Why do they care? Or, What’s in it for them? (For example, include in your answer “so that they can,” “who can no longer afford,” or “who are tired of.”) The next step is to practice… Remember!!! YOU ONLY HAVE 2 MINUTES

Top 5 Small Businesses Award Application

2020 McAllen Top 5 Small Business Awards are scheduled for April 16, 2020, from 11:30 a.m. to 1:00 p.m. at the Old Church Winery. The deadline to apply is February 16, 2020, at 4:30 p.m. Criteria: Please provide enough information and documentation to support your answers Your business has to consist of no more than 200 employees to qualify as a small business Your business was established before 2015 Your business has had a consistent record of employment in the last two years Your business has had a steady increase in sales over the last three years (no hard numbers just percentage increases) Your business has demonstrated consistent community involvement in the last two years Your business has improved or expanded its product and/or services through expansion and/or innovation Your business operates a location in the McAllen area This event is sponsored by: 2018 RECIPIENTS Boultinghouse Simpson Gates Architects Community…

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How To Sell on Amazon Seminar

  At the McAllen Chamber of Commerce, we are always looking for new opportunities to make your business grow. We understand the importance of having an online presence and expanding the channels for your product delivery. Therefore, we would like to offer to our members the opportunity to sell on Amazon. If you would like to attend a seminar with Amazon representatives that will teach you how to list your products and market them, fill out the form below: Before setting a day and time for the event, we would like to know how much interest a topic like this would bring. Make sure to fill out the form in order to make this happen. We will reach out to you as soon as we have a set day and time. Thank you! McAllen Chamber of Commerce

The GoodPitch Competition

The GoodPitch Competition is an initiative to nurture good public speaking skills in the entrepreneurial and business community in McAllen. The competition is a great occasion to polish and/or prepare a speech to a potential business opportunity. A grand prize of $ 250 is awarded to the best elevator speech, a $ 100 to the second place and $ 50 to the third. As part of the grand prize, the McAllen Chamber of Commerce donates all the collected application fees to the winner’s chosen local non-profit or charity. The competition is intended to simulate the real-world process of promoting, selling or soliciting buy-into an idea, product, service or request. The “elevator pitch” must be two minutes or less speech that conveys the message of the presenter to the audience and accomplish the objective of the speech. A good elevator speech should have a good structure and organization, be original, use…

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2018 McAllen Top 5 Small Businesses

The McAllen Chamber of Commerce Looking for the Next Top 5 Small Businesses in McAllen   The McAllen Chamber of Commerce and BML, proudly announce the Eighteenth Annual Top 5 Small Business Awards. We would like to invite every business to be a part of the excitement during this year’s Top 5 Small Business Awards luncheon and ceremony on Wednesday, October 24, 2018 from 11:30 a.m. to 1:00 p.m.   The 2018 McAllen Top 5 Small Businesses are: Boultinghouse Simpson Gates Architects Community Hope Projects, DBA Family Health Futuro Clinical Trials Dr. John A. Gerling and Dr. Joseph Ryan Orthodontics R&D Personnel We would like to invite our community to support local businesses by attending and celebrating this honorable luncheon. Ticket includes reserved seating for the event and lunch. GET TICKETS HERE or call Michelle Rodriguez at 956-682-2871 to reserve your seat.